{"slug":"synchrony-financial","name":"싱크로니 파이낸셜","name_en":"Synchrony Financial","ticker":"SYF","updated_at":"2026-07-11T10:15:35.962+00:00","canonical":"https://valuechain.wiki/synchrony-financial","kicker":"금융 · S&P 500","kicker_en":"Financials · S&P 500","lead":"싱크로니 파이낸셜은 유통업체와 제휴한 신용카드와 소비자 금융을 제공하는 미국의 금융 기업이다. S&P 500 구성종목. 섹터: 금융(Consumer Finance). 밸류체인 관계·수치 데이터는 조사 전인 기본 노드로, AI 질문 수요가 관측되면 상세 노드로 승격된다.","lead_en":"Synchrony Financial is a US finance company providing store-branded credit cards and consumer financing. S&P 500 constituent. Sector: Financials (Consumer Finance). Baseline node ahead of value-chain research; promoted to a full node once AI question demand is observed.","segments":{"parts":[{"name":"헬스·웰니스"},{"name":"디지털"},{"name":"홈·오토"}],"total":"약 $18B (FY2024)"},"segments_en":{"parts":[{"name":"Health and Wellness"},{"name":"Digital"},{"name":"Home and Auto"}],"total":"approx. $18B (FY2024)"},"returns_yearly":{"2021":36.4,"2022":-27.4,"2023":19.8,"2024":74,"2025":30.6,"2026":-12.5},"return_asof":"2026-07-10","value_chain":{"leading":[],"benefiting":[],"analysis":null,"analysis_en":null,"analysis_asof":null},"edges":[]}