{"slug":"fiserv","name":"파이서브","name_en":"Fiserv","ticker":"FISV","updated_at":"2026-07-11T10:20:14.404+00:00","canonical":"https://valuechain.wiki/fiserv","kicker":"금융 · S&P 500","kicker_en":"Financials · S&P 500","lead":"은행 코어 시스템과 카드 결제, 가맹점 서비스를 제공하는 미국 대형 결제 및 금융 기술 기업이다. S&P 500 구성종목. 섹터: 금융(Transaction & Payment Processing Services). 밸류체인 관계·수치 데이터는 조사 전인 기본 노드로, AI 질문 수요가 관측되면 상세 노드로 승격된다.","lead_en":"A large US payments and financial technology company providing bank core systems, card processing, and merchant services. S&P 500 constituent. Sector: Financials (Transaction & Payment Processing Services). Baseline node ahead of value-chain research; promoted to a full node once AI question demand is observed.","segments":{"parts":[{"name":"가맹점 솔루션(Clover)"},{"name":"금융 솔루션"}],"total":"약 $20.5B (FY2024)"},"segments_en":{"parts":[{"name":"Merchant Solutions (Clover)"},{"name":"Financial Solutions"}],"total":"~$20.5B (FY2024)"},"returns_yearly":{"2021":-8.8,"2022":-2.6,"2023":31.4,"2024":54.6,"2025":-67.3,"2026":-24.9},"return_asof":"2026-07-10","value_chain":{"leading":[],"benefiting":[],"analysis":null,"analysis_en":null,"analysis_asof":null},"edges":[]}