{"slug":"fair-isaac","name":"페어 아이작","name_en":"Fair Isaac","ticker":"FICO","updated_at":"2026-07-11T10:20:12.646+00:00","canonical":"https://valuechain.wiki/fair-isaac","kicker":"정보기술 · S&P 500","kicker_en":"Information Technology · S&P 500","lead":"FICO 신용점수를 개발한 분석 소프트웨어 기업으로 미국 신용평가 점수 표준을 사실상 장악하고 있다. S&P 500 구성종목. 섹터: 정보기술(Application Software). 밸류체인 관계·수치 데이터는 조사 전인 기본 노드로, AI 질문 수요가 관측되면 상세 노드로 승격된다.","lead_en":"An analytics software company that created the FICO credit score, effectively the standard for US consumer credit scoring. S&P 500 constituent. Sector: Information Technology (Application Software). Baseline node ahead of value-chain research; promoted to a full node once AI question demand is observed.","segments":{"parts":[{"name":"스코어(FICO 점수)"},{"name":"소프트웨어"}],"total":"약 $1.7B (FY2024)"},"segments_en":{"parts":[{"name":"Scores"},{"name":"Software"}],"total":"~$1.7B (FY2024)"},"returns_yearly":{"2021":-15.1,"2022":38,"2023":94.5,"2024":71,"2025":-15.1,"2026":-26},"return_asof":"2026-07-10","value_chain":{"leading":[],"benefiting":[],"analysis":null,"analysis_en":null,"analysis_asof":null},"edges":[]}