{"slug":"credit-saison","name":"크레디세종","name_en":"Credit Saison","ticker":"8253.T","updated_at":"2026-07-11T10:20:52.258+00:00","canonical":"https://valuechain.wiki/credit-saison","kicker":"닛케이 225","kicker_en":"Nikkei 225","lead":"신용카드와 소비자 금융, 결제 서비스를 제공하는 일본의 대표 카드사다. 닛케이 225 구성종목. 밸류체인 관계·수치 데이터는 조사 전인 기본 노드로, AI 질문 수요가 관측되면 상세 노드로 승격된다.","lead_en":"Credit Saison is a leading Japanese card company providing credit cards, consumer finance and payment services. Nikkei 225 constituent. Baseline node ahead of value-chain research; promoted to a full node once AI question demand is observed.","segments":{"parts":[{"name":"신용카드(페이먼트)"},{"name":"리스·금융"},{"name":"부동산 금융"}],"total":"약 ¥3,900억 (FY2024)"},"segments_en":{"parts":[{"name":"Credit card (payment)"},{"name":"Lease and finance"},{"name":"Real estate finance"}],"total":"~¥390B (FY2024)"},"returns_yearly":{"2021":11.1,"2022":38.6,"2023":69.4,"2024":37.5,"2025":16.7,"2026":13.9},"return_asof":"2026-07-10","value_chain":{"leading":[],"benefiting":[],"analysis":null,"analysis_en":null,"analysis_asof":null},"edges":[]}