{"slug":"citizens-financial-group","name":"시티즌스 파이낸셜 그룹","name_en":"Citizens Financial Group","ticker":"CFG","updated_at":"2026-07-11T10:15:25.89+00:00","canonical":"https://valuechain.wiki/citizens-financial-group","kicker":"금융 · S&P 500","kicker_en":"Financials · S&P 500","lead":"미국 북동부 중심으로 예금·대출을 하는 대형 지역 상업은행이다. S&P 500 구성종목. 섹터: 금융(Regional Banks). 밸류체인 관계·수치 데이터는 조사 전인 기본 노드로, AI 질문 수요가 관측되면 상세 노드로 승격된다.","lead_en":"A large regional commercial bank focused on the US Northeast, offering deposits and loans. S&P 500 constituent. Sector: Financials (Regional Banks). Baseline node ahead of value-chain research; promoted to a full node once AI question demand is observed.","segments":{"parts":[{"name":"소비자 뱅킹"},{"name":"상업 뱅킹"}],"total":"약 $8B (FY2024)"},"segments_en":{"parts":[{"name":"Consumer Banking"},{"name":"Commercial Banking"}],"total":"~$8B (FY2024)"},"returns_yearly":{"2021":37,"2022":-13.4,"2023":-11,"2024":38,"2025":38.6,"2026":22.1},"return_asof":"2026-07-10","value_chain":{"leading":[],"benefiting":[],"analysis":null,"analysis_en":null,"analysis_asof":null},"edges":[]}