{"slug":"china-construction-bank","name":"중국건설은행","name_en":"China Construction Bank","ticker":"0939.HK","updated_at":"2026-07-11T10:21:25.222+00:00","canonical":"https://valuechain.wiki/china-construction-bank","kicker":"항셍 지수","kicker_en":"Hang Seng Index","lead":"중국 4대 국유 상업은행 중 하나로 인프라 금융과 주택담보대출에 강점을 가진 세계 최대급 은행이다. 항셍 지수 구성종목. 밸류체인 관계·수치 데이터는 조사 전인 기본 노드로, AI 질문 수요가 관측되면 상세 노드로 승격된다.","lead_en":"One of China's four largest state-owned banks, strong in infrastructure lending and mortgages, among the world's biggest. Hang Seng Index constituent. Baseline node ahead of value-chain research; promoted to a full node once AI question demand is observed.","segments":{"parts":[{"name":"기업금융"},{"name":"개인금융"},{"name":"자금업무"}],"total":"약 ¥7,697억 (FY2023, 영업수익)"},"segments_en":{"parts":[{"name":"Corporate banking"},{"name":"Personal banking"},{"name":"Treasury business"}],"total":"approx. CN¥769.7B (FY2023, operating income)"},"returns_yearly":{"2021":8.6,"2022":-8.2,"2023":-0.2,"2024":52.8,"2025":32.3,"2026":5.4},"return_asof":"2026-07-10","value_chain":{"leading":[],"benefiting":[],"analysis":null,"analysis_en":null,"analysis_asof":null},"edges":[]}